About Us

Michael Hapke, AMP
President and CEO

Owner & Principal Broker, Mortgage Brokers City Inc.

President, Advanced Alternative Lending

President, DR & UDP, Advanced Capital Corp.

President, Advanced Mortgage Investment Corporation

Michael Hapke is the President, Chief Executive Officer and Director of Advanced Mortgage Investment Corporation, Advanced Alternative Lending (“the manager”), Advanced Capital Corporation (“the agent”) and Mortgage Brokers City Inc., a brokerage which originates mortgage applications for the MIC. All of the companies are related and connected companies by virtue of common ownership and control.

Michael Hapke is one of the founding partners of the Advanced Group of Companies (or "AGC") and is the visionary behind the Mortgage Brokers Ottawa/City brand (or "MBCI"), Advanced Alternative Lending (or "AAL"), Advanced Capital Corporation (or "ACC"), and Advanced Mortgage Investment Corporation or ("AMIC"), setting the strategic direction of all four of the companies.

Before founding MBCI, Mike worked for TD Canada Trust for over 18 years and gained considerable management experience in retail banking, learning and development and mergers/acquisitions. Notably, Mike played an active role on the project management team responsible for overseeing one of Canada’s largest mergers between TD Bank and Canada Trust.

In 2003 he decided to pursue a career in the mortgage brokerage Industry. In 2005 he formed his own mortgage brokerage operation with Frank Napolitano. In 2008 the pair successfully merged Ottawa’s two largest mortgage brokerage firms to form the current Mortgage Brokers City Inc. which now has over 100 licensed brokers and agents and originates in excess of one billion dollars in mortgages on an annual basis.

As CEO of MBO/MBCI and the Advanced Group of Companies, Mike oversees the day to day operations while always remaining in tune with the real estate market, allowing him to identify both risks and opportunities.

Mike’s hands-on leadership approach keeps him involved at every level of the business, from legal and audit to investors and borrowers.

Mike earned his Bachelor of Arts (law/psychology) at Carlton University. He completed the Mortgage Agents’ Course via Seneca College in 2004 and earned his Accredited Mortgage Professional Designation in 2005. He acquired his Mortgage Brokers license in 2010 and continues to grow his industry knowledge each and every year through industry conferences and  continuing education courses.

Mike is the Ultimate Designated Person for and is a registered dealing representative with ACC. (Check his registration here.) He completed the Canadian Securities Course in 1995.

Under his leadership, MBCI has been honoured with the Consumer’s Choice award in the “Mortgage Companies and Brokers” category for nine consecutive years.

Mike remains committed to community service and is actively involved with the Mortgage Brokers Ottawa charity committee. He also spends countless hours volunteering as a coach for his two sons’ hockey teams.

Contact Mike by phone at (613) 656-0866 or via email at mike.hapke@advancedcapitalcorp.com.

Jennifer Anderson
Senior Underwriter & Investor Relations

Mortgage Broker, Mortgage Brokers City Inc.
Investor Relations & Senior Underwriter, Advanced Alternative Lending
Dealing Representative, Advanced Capital Corporation
Investor Relations & Senior Underwriter, Advanced Mortgage Investment Corporation

Jennifer Anderson has been connected with the leadership team of the Advanced Group of Companies since February 2008 when she joined MBCI as a licensed mortgage agent. Today, Jennifer’s responsibilities are divided between MBCI (a FSCO-licensed mortgage brokerage), AAL (a FSCO-licensed mortgage administrator), AMIC (an exempt market issuer and lender) and ACC (a registered exempt market dealer).

For MBCI, she provides support and administration services for four sales agents including preparation and submission of new mortgage applications to lenders, condition fulfillment, client servicing, general support and agent training. Also on behalf of MBCI and its agents, Jennifer acts as an alternative lending resource and private lending specialist, preparing and submitting files to non-bank and non-AAL direct private investors. This includes preparation and completion of statutory private lending documents to ensure compliance with FSCO regulations.

Since its launch in 2012, Jennifer has been responsible for all aspects of AAL’s direct private mortgage investment (DPMI) operations including underwriting, funding, payment administration, collections, renewals, tax account administration, and discharges. She is the company’s primary liaison with mortgage agents (internal/MBCI and external/non-MBCI), investors, borrowers, lawyers, and realtors in the DPMI channel. She is responsible for the compliant completion of statutory private lender disclosures as well as know-your-client (“KYC”) reviews and mortgage suitability assessments. In that capacity, her work touches on financial planning, investment advice and long term retirement planning in the private mortgage lending context.

Before joining MBCI and AAL, Jennifer spent twenty years with the Bank of Nova Scotia where she took increasingly responsible positions that culminated in her final role as a Financial Advisor. She earned her PFP designation with the bank in 2005.

Jennifer completed the Mortgage Agents’ Course in 2009. She earned her broker’s license in 2011. Jennifer also holds her broker’s license in the provinces of British Columbia and Alberta.

Her work for MBCI is regulated by the Financial Services Commission of Ontario (license # M08006868). Jennifer is also a member of Mortgage Professionals Canada.

She is involved with philanthropy as a member of MBCI charity committee. The committee organizes and participates in fundraising activities in support of local charities including the Ottawa Food Bank and the Heart and Stroke Foundation.

(613) 656-0865
jennifer.anderson@advancedalternativelending.com

Isabelle Anderson
Compliance Officer

Compliance Officer, Advanced Alternative Lending
Chief Compliance Officer & DR, Advanced Capital Corporation
Compliance Officer, Advanced Mortgage Investment Corporation

After completing her B.Com at the University of Ottawa, Isabelle started her career at State Street Trust (a large custodian and trust company) where she worked as a Senior Investment Manager Representative in their Toronto office. In that role she assisted with trade processing as well as cash and accounting reconciliation for a client that was a large pension plan.

After six years at State Street, Isabelle returned to Ottawa where she joined the mortgage operations team at a Magenta Capital Corp, a private mortgage investment corporation, mortgage administrator and exempt market dealer based on Eastern Ontario. During her first four years with Magenta, Isabelle held the position of Senior Mortgage Funder. In that capacity she was able to learn about all facets of the company’s mortgage lending operations. Her subsequent two years were spent as the Manager of Investor Relations whose duties included meeting know-your-client obligations, performing suitability reviews, trade processing and shareholder reporting.

She completed the Exempt Market Products course and became a registered Dealing Representative in 2016.

Isabelle joined Advanced as a Dealing Representative and Compliance Officer in 2018. She became the Chief Compliance Officer of Advanced Capital Corporation in December 2019.

Isabelle is fluently bilingual in English and French. She also sits ex oficio on the AMIC board of directors as recording secretary.

Isabelle is the first point of contact for any complaints related to AMIC or ACC and is the companies' contact person for the OBSI.

Contact Isabelle by phone at (613) 656-0769 or via email at isabelle.anderson@advancedcapitalcorp.com.